A Down Payment Should Not Discourage Buyers!
Down payments can be a major barrier for first-time homebuyers. Offering alternatives or assistance programs can help more people achieve homeownership.
Limited Units Available
With limited units available, now is the time to get qualified before our funds dry up!
AnnieMac Home Mortgage’s OneUP program provides homebuyers the option to make a minimal 1% down payment to secure a home, while we provide an additional 2% or $2000 lender grant towards their down payment. This can give them instant 3% equity in their home with as little as 1% down!

How Borrowers Can Qualify
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Income
Your income cannot exceed 80% of the median income of the area in which you’re looking to buy.
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Credit Score
A FICO score of 620 or higher is required.
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Loan Limit
A maximum loan limit of $375,000.
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Properties
Eligible Properties include 1-unit SFR, 1-unit PUD, Freddie-eligible Condo Attached SFR/PUD, and manufactured homes.
Get OneUP Now